Attention homeowners in Orange County: Need an appraisal?

Here are the top reasons California homeowners order from James Evans:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge a property tax assessment in California
To cut your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in California by determining the true market value of real estate


	Own a house in or near Orange County, California and need help determining the value of it? Contact James Evans.

We at James Evans understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a general consumer, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at James Evans are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close to yours. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from James Evans is your number one weapon.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. James Evans is qualified in helping folks just like you do away with unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. James Evans can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a professional double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from James Evans can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? James Evans can help you with that. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.